After ignoring their lame offers for a first premier card i got another lame offer this time their first premier gold, same old bs, except 9.9% APR fixed. Bleh. Nice try first premier but your fees suck..
My wife applied for this without telling me. When she got it I called and they credited all fees except their "monthly participation" fee. They told me they would stop that after a year. If they do I will tell her to keep the account. If they do not she will close it.
First Premier sucks. Besides the high fees they have no website, their customer service is basically non existent, and they still have my 1500. Maybe I should turn them over to a CA. That would be a hoot.
If you do decide to do that, use Dunn & Bradstreet if you can. They would not pay much attention to some ratpack collection agency, but Dunn & Bradstreet would be a whole different ballgame. I seriously doubt you could get Dunn & Bradstreet to take a claim, but you never know until you try. If they wouldn't take it, then a lawyer would be your only other shot. bill bauer bbauer1@netzero.net
Eddie It took first premier four months to return my deposit - no interest. They were my first card post bk - I was extremely happy to close that account. It sooooooo sucked. I was with them for two years and they only increased my limit $100. Arghhh! Kelly