I am establishing credit for the first time, I have a Sterling secured for 2 years, Providian gold for 1 year, Macys for 1 year and Amex green for 6 months. All with perfect payment records. I'd like to dump sterling or providian for a prime visa/mc. What's a good card to start with? I'd love a rewards card (preferably miles) but if it's beyond my reach I don't want to bother with it. I don't want to waste inquiries for nothing.