2 Ca's,same listing on 2 CRA's

Discussion in 'Credit Talk' started by OtherTerri, Dec 8, 2001.

  1. OtherTerri

    OtherTerri Well-Known Member

    The same debt is listed on 2 different CRA's, both reporting the last few months, different Ca's, same address. Should I send a validation letter to each ca, at the same address?

    I know that sounds kind of dumb, but I am wondering what would happen if CRA#1 validates, and I did not send a validation letter to the ca on their report. Would I be able to use the validation (or lack thereof, hopefully) to send to them for deletion??

    Thanks!
     
  2. betacredit

    betacredit Well-Known Member

    I would send a letter to both because sometimes they are owned by the same company and they just use different names. Like Gulf State and OSI.

    I not sure what you were asking in your 2nd question.
     
  3. OtherTerri

    OtherTerri Well-Known Member

    Thanks for replying. Sorry I did not explain this better. What I am saying is that 2 credit bureaus show the same two debts, but on one report they are listed with ca #1, on the other report the same two debts are listed with ca#2.Both ca's are at the same address.
     
  4. LKH

    LKH Well-Known Member

    I would definitely send validations to both ca's just to cya. By the way, is it Gulf State?
     

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