2 items I paid still on CR.

Discussion in 'Credit Talk' started by willtite, Apr 12, 2005.

  1. willtite

    willtite Well-Known Member

    In my response letter from Experian I asked that they remove some items I recently paid off that were in collections. One of them was removed but two still remain. They are updated as paid/collection account as of 02-2005.

    Are there anymore suggestions as of what I can do to get them removed?

    When I paid them off I didn't have an agreement with either CA stating that they would remove it if it was paid. In fact Credit Protections Assoc. told me outright that they wouldn't. Commonwealth Financial didn't say they would either.

    Any ideas are much appreciated.
     
  2. jenz123

    jenz123 Well-Known Member

    all you can do is SPAM dispute them. eventually they will fall off. just because you pay it doesn't mean it will be removed - you need to get it in writing.
     
  3. AdamsRib

    AdamsRib Well-Known Member

    What's a SPAM dispute?

    Thanks!
     
  4. jenz123

    jenz123 Well-Known Member

    spam dispute means disputing it a gazillion times until it falls off.
     
  5. AdamsRib

    AdamsRib Well-Known Member

    Questions:
    1. Is this where you use the "nutcase" letters? :), or

    2. Do you just keep sending "I dispute this claim" letters?

    3. Do you threaten to send them a fruitcake?

    :)
     
  6. jenz123

    jenz123 Well-Known Member

    what you end up sending really depends on how they reply.

    although a fruitcake would be appropriate!
     
  7. AdamsRib

    AdamsRib Well-Known Member

    Thanks!
     

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