Thanks again everyone for your responses it has been a big help to me. Reading a link that someone sent me regarding my previous question I learned that these company's are to follow the laws of FDPCA. It appears that I am to have 30 days to send validation letters from the time I FIRST heard about this debt I am being sued for and the FIRST I heard about it was when I was served on 3/22. The attorney filed these papers with the clerks office on 3/19 and the court date for me to appear is 4/15 which is not 30 days. Have they violated the FDPCA? If so will this favor me when I appear? Thanks again everyone!
As them when they sent you notices. Then ask them to prove you received them. If you didn't sign for them, they have no proof........ Good Luck, Dancer
Why are they suing you for a paid debt with a zero balance anyhow? So what so they expect you to do send them a check for $0.oo? Have you sent the Val. L. CRRR?
Not so. I read a court ruling, it may have been the Spears case,, that if sent to the address that is listed and used by the defendant/debtor, then it is reasonable to believe they received it.
Your bank will HATE you (if they try to CASH it)...but send them a check for $0.00... Their BANK will know that they are IDDIOTS and tell them to get a CLUE!!! Or send the CASH...find enclosed the amount of ZERO DOLLARS and ZERO CENTS in CASH ($0.00)
If this is so ,then can't we also reasonably believe a Ca received the Val. Letter even if we don't get the green cards back-especially when we have the mailing receipt from mailing it CRRR?
If you have the receipt but never got the green card back, I think you could make a case that it is fair to believe they received it.
