I have 2 doctor bills that I just found out were placed for collection last week. If I just go ahead and pay the collector, do I still risk them appearing on my credit report? Should I try to make them say they wont report them before I pay? They have not reported them to the CRA yet.
if your goal is to prevent the collection account from being reported you should make sure that you get an agreement in writing by the CA stating that they will not report or delete any reported info. When and how did you find out about the collection accounts? It could be that it takes time to report as well so it may show up. GL
