I filed an investigation on creditor "Meyer Jewelers" (my very first credit card from years ago and it was successfully deleted from Transunion and Equifax...why won't Experian delete it from my record as well (I've filed two investigations already and they haven't deleted it...Meyer's Jewelers are no longer in business...please help. Thanks in advance
have you requested procedures from the CRA? if the company is out of business, who verified the information?
In my opinion, I would write a letter to experian CMRRR informing them that they have continued to report innacurate , unveribale information and mention that this company is out of business, request that experian immediately delete this acct from your CR or you will file suit under the FCRA for their failure to maintain adequate procedures to ensure accurate reporting . I doubt very seriously that they will provide you with procedures i have yet to see them comply , the most I have seen or heard from them is a notice informing you that verification documents are not available to contact the furnisher directly. I view their prior so -called investigation a sham or fraud as how could they claim it was verified LOL I believe this would be a violation for a lawsuit but would confirm with the experts on here or an attorney. .
