On my credit report, it lists 2 repo's. One from Ford Motor Credit, and one from the dealership. Ford sold the collection to the dealer. Ford has a 0 balance, but lists it as an R8. The dealership lists the balance as $4000, also with an R8. So, basically, it is showing up looking like I have had 2 repo's! Is this correct? Can I have once taken to collection or whatever...
