I recently paid for my credit report and they sent me one with my correct SS#, but B-Day off by 4 years, in addition the file was opened 10/2001. The name was listed as: LAST NAME, FIRST NAME, LAST NAME. However, the score was a juicy 712, which I like. Obviously, there are some missing credit refernces on this one, but the ones I have are duplicated in the other account. The second file under the proper name, proper B-Day and was opened in 1987. I received a copy of this one last summer. I have no idea the score on this one, but the judgement is there...probably in the 5's. What should I do?