2 victories and a setback on EQ

Discussion in 'Credit Talk' started by BrettS, Jul 2, 2003.

  1. BrettS

    BrettS Well-Known Member

    Well... I just got my EQ report today and discovered that one of my disputes ended today.

    I had one account reporting thirty 30 day lates. A few days ago it was down to seven 30 day lates, but today it's up to twenty one:( I had been hoping that it was going to stay at 7. I'm not sure why it changed like that during the dispute process, but oh well... time to redispute, I guess.

    The good news is another account that was reporting a 90 day late was changed to never late. I'm quite excited about this because that was the last 90 day late on my EQ report. Now I've just got four 60 day lates and a bunch of 30's to get rid of.

    Finally, due to a stupid mistake on my part I had a 30 day late one of my TL's from May of 2003. They deleted that one too:)

    Oh... also... I got a response from one of my goodwills telling me that Keybank will change one of my accounts to paid/never late. This makes me happy because that was a paid account stuck in R2 status because they were reporting the last payment as 30 days late.

    I'm hoping that no longer having any 90 day lates, no longer having a late from two months ago, and no longer having an account with an R2 status will give me a nice score increase. Of course... given the way FICO works I'll probably go down 30 points;)

    I guess this is nothing that really matters, but I just wanted to tell someone:)

    Brett
     

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