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Discussion in 'Credit Talk' started by iamsamiam, Nov 14, 2001.
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Why not try FHA? With 2 years of perfect post bk credit you qualify for conventional rates.
I would not qualify for that because I have only 1 year of positive credit history, have had 2 medical collections pop up this year on me. I have talked to a fha person who said it would be difficult if not impossible to get me approved. I have 27, count them 27, "baddies" on experian.
Ive tried JC Penney 3 times in the past year to get removed with letters but they always seem to validate, darn them. Its been since 1996.