Separate names with a comma.
Discussion in 'Credit Talk' started by jayem27, May 3, 2010.
Does anyone know a way to make the collectors to stop chasing us? PLEASE HELP!!
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
Since the SOL has expired, there's really nothing the CA can do to force you to pay this bill. Have you tried simply sending them a letter stating that the SOL has expired and telling them to no longer contact you regarding this outdated debt?
You are absolutely correct Joshua but I'm thinking about a little bit more aggressive approach to the problem as usual. First of all I wouldn't mention anything about SOL in such a letter. I would simply send them a cease and desist letter saying they are not to contact you by any means whatsoever and let it go at that. If they violated the cease and desist then file a federal lawsuit against them. I seriously doubt that it will be necessary to file any lawsuits however. They know it is out of stat and I'm sure they won't get so stupid as to file a lawsuit in response. If so it would be a very simple matter to defend and then go after them in federal.
Thank you for the suggestions. We are actually afraid to contact the collectors at all for fear they will haul us into court. I'm sorry that I didn't explain that 19 years ago law firm that filed the papers in the wrong court got a default judgement against us because we were never informed of the hearing. They keep renewing it every 6 years. I've recently been told they can keep doing this forever and that because of the judgement the Statute of Limitations does not apply.
The collectors have big incentive to keep harassing us because the original $5000 is now over $100,000 with interest. We are tired, broke and scared and they won't leave us alone. Those lawyers did the wrong thing and we're the ones who have to live like criminals. It just isn't right.
Does anyone know if it's true that a judgement can just keep on being renewed forever?
Thank you for your help.
How many times it can be renewed depends on your state laws. I'd suggest you go to lawdog.com and look up the statute in your state to see what they can and can't do.
I tend to think that bankruptcy might be a good idea for someone in your situation.