25 inquiries deleted!

Discussion in 'Credit Talk' started by tmitchell, Aug 7, 2001.

  1. tmitchell

    tmitchell Well-Known Member


    Between the phone & online disputes, I have gotten 25 inquiries deleted from my TU report in under 2 weeks! Fifteen of em came off today! It can be done!

  2. MikeG

    MikeG Well-Known Member

    I am sure there are others like myself who would like to read how you approached Trans Union for inquiry disputes. I have read some of your earlier posts, but would love to see it all in one message/Thread.

    Mike G.
  3. Candi

    Candi Well-Known Member

  4. Candi

    Candi Well-Known Member

    sorry, link did'nt work, but yes I have used it. I'm still waiting for results. there's a place that says "find out how to dispute" if you click on it then the online dispute option will appear.
  5. bcrago77

    bcrago77 New Member

  6. cosjef

    cosjef Well-Known Member

    Lizardking--Just be creative on the TU site. There is NO defined spot for disputing inquries in their online forms. However, the forms are flexible enough to let you input whatever data you want. So step thru the process, and put your inquriy data in for dispute.
  7. jfpruitt

    jfpruitt Well-Known Member

    WTF?? I have about 25 IQ's I need taken off too and I've tried SEVERAL times and time after time TU tells me they don't delete them. What gives??
  8. $wealth$

    $wealth$ Well-Known Member

    Re: 25 inquiries deleted!-tmitchell

    By how many points did this improve your score?
  9. Jim

    Jim Well-Known Member

    Re: 25 inquiries deleted!-tmitchell

    25 inquiry deletions ????????

    I got creative and requested TU to delete my one and only inquiry. My memory somewhat fails me here but I think there was an "Other" box or place for additional comments as part of the credit card account I also was disputing. TU completely ignored my request for inquiry deletion. They did hard delete the credit card account I disputed at the same time.

  10. tmitchell

    tmitchell Well-Known Member

    Re: 25 inquiries deleted!-tmitchell

    Sorry folks.....

    I haven't signed on in a few days. When I go to TU's site for disputes, I simply enter the account name and I put "inquiry" in the account # field.

    I use the "other" reason code and state that I've never done business with the company in question. Also, at the end of the process, you are allowed to add additional info. In this field, I explain that I don't mind legitimate inquires but the FCRA clearly states that items affecting my credit are open to dispute. I also explain that I've recently been declined credit due to excessive inquiries. I then politely ask that they be deleted.

    Most come off in 1-3 days and I was able to get the 25 off in a span of 2 weeks or less. I say the same things when I call them.

  11. tmitchell

    tmitchell Well-Known Member

    As of today, I am down from a high total of over 40 inquiries to just 7!
  12. IncomeHelp

    IncomeHelp Well-Known Member

    Thank you for the information and tips on how to dispute inquiries from Trans Union. That has been bugging me. I've done well with Experian. Now I've disputed 5 from Trans Union and I'll post when I see some action.

    I'm also going to try the same approach with Equifax which is by far the report with the most Inquiries. I guess here in CA Equifax is used most often.

  13. tmitchell

    tmitchell Well-Known Member

    Just got my latest report from TU. I am now down to 7 inquiries remaining out of 41 from about 3 wks ago. My TU score went up from 573 to 586 and the inquiries were the only things that changed.

  14. Aux

    Aux Well-Known Member

    How to dispute Equifax inquries online?

  15. jfpruitt

    jfpruitt Well-Known Member

    You are too lucky. I have about that many too and I cant get TU to remove mine. They keep telling me they dont remove IQ's. What gives???
  16. tmitchell

    tmitchell Well-Known Member

    I don't know of a way to dispute INQs online with Equifax. I have been VERY fortunate in my credit repair quest; however, I really haven't done anything different than most of those on this board. Just keep pluggin'!

  17. jfpruitt

    jfpruitt Well-Known Member

  18. tmitchell

    tmitchell Well-Known Member

    You can dispute online at this link BUT you can't dispute inquiries with Equifax there.

  19. IncomeHelp

    IncomeHelp Well-Known Member

    I tried the same process with Equifax and it does not work. It appears you have to dispute inquiries in writing by mail, or by phone.

    I'm going to try by mail and see what I can do.

  20. jfpruitt

    jfpruitt Well-Known Member

    Dang, I didnt know this information either

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