2nd 0% BT offers from Chase!!!!

Discussion in 'Credit Talk' started by Ron, Apr 29, 2002.

  1. Ron

    Ron Well-Known Member

    I received second 0% Balance transfer for 12 months offers from Chase and it will expire on May 29.


    Ron.
     
  2. GEORGE

    GEORGE Well-Known Member

    Send me your second one!!!
     
  3. GEORGE

    GEORGE Well-Known Member

    ...and if I tell them you got one...they will say they are "test marketing" for selected people...I'M JUST NOT ONE OF THEM!!!
     
  4. Ron

    Ron Well-Known Member

    Re: 2nd 0% BT offers from Chase!!!

    George,

    Most of the time the bank doesn't give better rate for exsisting customer. It had happened to me a couple of times. They told you it is good for new customers.


    Ron.
     
  5. GEORGE

    GEORGE Well-Known Member

    Re: 2nd 0% BT offers from Chase!!!

    ...or they will say I DON'T QUALIFY...
     
  6. mj

    mj Well-Known Member

    Re: 2nd 0% BT offers from Chase!!!

    Chase is doing a lot of tests - I have 2 offers - 1 is a 1.9%/2.9%/3.9% (depending on amount) with a 2% (cap $35) fee ... the other is a 1.9%/3.9%/5.9% with no fee.

    The no fee one is on my Shell MC, but since I use that card, I don't want to bal-xfer anything to it. The other card - the Plat. Visa - is mainly for bal-xfers and it sits in the card file.

    They absolutely would not transfer the offers from one to the other (bummer).

    Get an MBNA card if you don't have one yet - 0% for 9 mos and no fees.

    -mj
     
  7. Ron

    Ron Well-Known Member

    Re: 2nd 0% BT offers from Chase!!!

    Lizardking,


    They sent me two offers in a row for 0% BT for 12 months. The catch is 3% BT transaction fee ($45 max). Now I owe a computer on Apple Instant Loan with APR 10.96% and it has no grace period. I'm think to transfer the whole balance to Chase. I'm not sure to apply for it because I heard some horrible stories about Chase and how they treated their customers.


    Ron.
     
  8. Ron

    Ron Well-Known Member

    Re: 2nd 0% BT offers from Chase!!!

    mj,

    I already have two credit cards with MBNA and they don't allow transfer balances from one MBNA accounts to another. Thanks.


    Ron.
     
  9. Saar

    Saar Banned

    Re: 2nd 0% BT offers from Chase!!!

    Chase's approval rate on Epinions has gradually increased from 40% to 52%. Granted, they can still do better. My personal experience with then has been AWESOME.


    Saar
     
  10. Ron

    Ron Well-Known Member

    Re: 2nd 0% BT offers from Chase!!!


    Saar,

    Thanks for your opinion.



    Ron.
     

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