Summary: The CA I am dealing with is Asset Acceptance with a balance of $7,500. The original creditor is Discover. 1st Validation letter has been sent. Response has been given within the 30 days of 1st letter. Question: I do not believe that the validation given meets the requirements of the sample letters in this forum. All they gave me was a 1 page computerized print out from Discover stating the debt owed by principal and interest. There is no copy of the agreement between CA and OC. There is no copy of agreement between me and OC. Shall I just modify the second validation letter from this forum saying the validation is not proper and give them another 15 days to cure? They sent the letter after two weeks from my 1st letter, so I should send the 2nd letter right after the 30 day mark is up for the 1st letter, correct? Please Help and Thanks.
They are ignoring your letter so ignore theirs.and send them the estoppel at the end of the 30 day mark.
