3 BK's Gone!

Discussion in 'Credit Talk' started by Hope, Aug 13, 2001.

  1. Hope

    Hope Well-Known Member

    Just got round 2 update from CSC (Equifax in Texas) and all 3 BKs are gone.

    You'll have to peruse http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=56310#post56310 if you don't know my story.

    It just says "deleted". Now you have to understand that on the very first round about 3 months ago, they all came back verified and updated with current info which was actually correct.

    The BK 7 was due to fall off in March 2002 anyway.

    But I had Junum dispute it again and "whoops, there it is".

    Funny thing though, NOBODY pulls my Equifax/CSC report in Texas on me! (Except Target and they only went by my score which was 649 when I got the card 3 months ago).

    So really this update report does me little good for now. Wouldn't ya know!
  2. Hope

    Hope Well-Known Member

    And Privista just updated, as well as Credit Expert, so they're all singing off the same page. Good. I recall someone here said that CSC updated, but the other 2 didn't.

    Also, I got that judgment off the Experian.
  3. Momof3

    Momof3 Well-Known Member

    Hope, congrats to you:) You are doing very well with your credit reports!!!
  4. SisterGirl

    SisterGirl Well-Known Member

    Hey Girl !

    What's up.....I'm happy to see your BK'S are gone from sight. It seems as though EVERYBODY that I have a account with pulls either CSC/Equifax or Transunion lately.

    Hope everything comes out to your satisfaction.

    Sister Girl
  5. Nave

    Nave Well-Known Member

    No. It can do you some good...have Equifax send an updated report to Target and see if you can get a better rate or increased limit. That's what I am doing with Cap1. Anyone who has received your Equifax report within the last year can get an updated copy sent to them at your request.

  6. Hope

    Hope Well-Known Member

    Hey, thanks for pointing that out Dave. Target gave me a $300 CL when I applied online in May, so I'll do that.

    Hey Mom and Sistergirl, it's a start and I was reall happy about that.

    Like I said, only Target has pulled my Equifax report in 2 years, can you believe it! Everybody else had hit up my TU and Experian (I think Experian is big here especially since they're based only about 5 miles from me.)

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