3 hards in 1 day-no score change?

Discussion in 'Credit Talk' started by Scrivener, Sep 20, 2002.

  1. Scrivener

    Scrivener Well-Known Member

    Yesterday I applied for 3 different credit cards. Today all 3 show on my report, but no score change!

    Can this be for real?

    Scrivener
     
  2. cma

    cma Well-Known Member


    Are you looking at EQ CW or EX CE? Same thing happened to me with CW. Until about 2 weeks after I applied, then my score dropped several points. If it's CE, the credit manager sometimes takes 2-4 days to update your 'score' after the inquiry/account has been posted to your report. Even though CE is instantaneous, for some reason it did not change my score even after I applied for 4 cc within 1 week!!! It only dropped my score when the first card posted on my report-then it went down 8 points! Don't know about TU
     
  3. Scrivener

    Scrivener Well-Known Member

    It's CW (equifax).

    Really weird. Usually the effect is instantaneous.

    Scrivener
     
  4. Jon

    Jon Well-Known Member

    I looked for it but can't find it. I remember reading at either equifax.com or myfico.com that all inquiries are ignored for seven days. After that Mortgage are grouped to count as one and autos are grouped together to count as one.

    If I find the page that I read that on I will post it.
     
  5. jrjr35

    jrjr35 Well-Known Member

    Another case for GEORG's RANDOM NUMBER GENERATOR.
     
  6. gib

    gib Well-Known Member

    How many other inquiries are there besides those 3?


    Gib
     
  7. Scrivener

    Scrivener Well-Known Member

    5 other hards all within last six months

    (Thanks to bumpage, they'll be gone in the next 8 days)

    Scrivener
     

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