I just got my 3-in-1 Report and found a mountain of innaccuracies (Experian had 17 listed!) so I have my work cut out for me. But when I went to the Experian website to begin I found I couldn't register any disputes because I have no Report Number to reference.. Did I just waste my money and do I have to order the reports again from the individual Credit Reporting Agencies? If so, what other things do I need to order to monitor my progress? I see Credit Expert is offering a 30 Day Free Trial, but I'm also not gullible enough to think I'll see any changes in my report until the trial is over and I pay the 79.95.. Will that be the case for each Agency? I'm not trying to be cheap, but this stuff adds up! Can anyone recommend the most efficient way I should approach this monumental task? Thanks for any advice!
You can join creditexpert.com and then cancel before the 30 days are up. Wait about 2-3 days and rejoin with a different user name. I have successfully been doing it since November and have never paid yet.
