Equifax Launches 3-in-1 Credit Report at equifax.com July 8, 2002 â?? Equifax (NYSE:EFX) today announced it is providing to consumers a 3-in-1 Credit Report, a comprehensive, easy-to-read report with line-by-line comparisons of information from all three major credit reporting agencies. The new report is available today at www.equifax.com for $29.95. The 3-in-1 Credit Report contains consumer credit information compiled into one, easy-to-read document, allowing consumers to compare the information from each credit reporting agency and easily identify any discrepancies. "Many lenders base their decision on credit information from more than one of the major credit reporting agencies â?? so it's a good idea to review all the information a lender may consider before making a decision," said Virgil Gardaya, general manager of consumer services at Equifax. Included in the report is historical data such as previous addresses, current and previous employers and public records such as bankruptcies, liens or judgments. Most importantly, the credit report contains credit card, mortgage and loan payment history. The 3-in-1 Report, a product of Intersections, Inc., is being provided to consumers at the Equifax web site as part of a partnership formed between the two companies in 2001. "Providing the 3-In-1 Report is yet another example of how we are demystifying credit reports, scores and the other tools lenders use," said Gardaya. "Combining credit reports and credit scores with our award-winning Identify Theft protection product, Credit Watchâ?¢, Equifax continues to enlighten, enable and empower consumers to manage their credit health." About Equifax Equifax, a 103-year-old S&P 500 company, enables and secures global commerce through its information management, marketing services, direct to consumer, commercial and authentication businesses. As a leader in information technology, Equifax serves customers across a wide range of industries including the financial services, retail, healthcare, telecommunications/utilities, brokerage, insurance and government industries. Equifax also enlightens, enables and empowers consumers to manage and protect their financial health with services offered at www.equifax.com. The company ranked number five in return on equity among Business Week's Best Performers during 2001. Equifax employs 4,800 in 13 countries and has $1.1 billion in revenue. Statements in this press release that relate to Equifax's future plans, objectives, expectations, performance, events and the like are "forward- looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 and the Securities Exchange Act of 1934. Future events, risks and uncertainties, individually or in the aggregate, could cause actual results to differ materially from those expressed or implied in these statements. Those factors could include changes in worldwide and U.S. economic conditions that materially impact consumer spending and consumer debt, changes in demand for the Company's products and services, risks associated with the integration of acquisitions and other investments, and other factors discussed in the "forward-looking information" section in the management's discussion and analysis included in the annual report on Form 10-K for the year ended December 31, 2001. Source: Company Press Release
It is a one time pull, and does not provide your score. For the money I would say it is NOT worth it, since you can pull all three directly from the source (Ex Eq and TU) and pay less. MUCH less if you live in certain states or have been denied credit lately. -Peace, Dave
I agree that it isn't worth it. Now, if it were an annual service, like creditwatch WITH SCORES it would be great. Even for someone who only pulls their info once a year, it would be more informative to run it though each CRA and get the scores.
