I am chatting with a friend who needs to obtain his 3-in-1, with all three scores in order to get ready for a mortgage application. I believe that he can order these reports himself (the fee is not important) without incuring a 'hard', but I want to be absolutely sure before I make the recommendation. Can anyone provide a link to a report service that has been PROVEN to only incur a 'soft' ?? Thanks, Mark
When you get a credit report for yourself...IT MUST NOT EVER BE A "HARD" You MUST apply for a loan/credit card for a "HARD" inquiry!!!
