Last week, I applied for a Virtual Bank credit card because of the 7.99% fixed rate. My scores were 725 EXP, 705 EFX, 700 TU (no derogs on any). The application was denied and they pulled hard inquiries from ALL 3 CRA's. 3 inquiries for one CC seems ridiculous, especially when the card is denied. Any suggestions on how to follow up with them on this? Greg
THAT'S WHAT CAPITAL ONE DOES!!! How would you like 3 inquires for a $500 credit limit??? MY OPINION...3 INQUIRES IS $5,000 MINIMUM...
