I am also working on my soon to be ex wife's creidt report. Wife has 3 paid charge off accounts aged 1-2 years old. One of them is with American Express. The others are for a medical bill and one for Niagara Water, (the water guy drove my dog nuts through his incessant knocking on the door requesting payment) I should have oppened the door lol! Anyways, my question is do I pursue my goals to clean up using the NUTCASE letters? or am I best served to follow the "not mine" approach with CRA.
You can always try the not mine approach first, to see if it falls off the easy way. Then move on to nutcase.
