1) I need to send a 2nd validation letter to a CA. The CA does not show up on the Credit report (except as a inquiry-see ques 2). From what I can tell, There is nothing negative on my credit report, no collection items. All of the samples I have seen ask to have the negative information removed off the Credit Report. What do I ask them to do if they can not validate? I just want this to end if they cant validate. 2) What is the affect of a "Inquiry", is this bad? The CA name is listed in the "Inquiry section" of the equifax 3 in 1 credit report. The report only says the name of the CA In addition, I did NOT give the CA permission to access my report. 3) Anyone else notice that the 30-day validation and dispute letters are the same, both are directed to a credit CRA, neither to CA.
BD752 1* The, CA Inq. is a Neg. on your report. Send the Estoppel if they haven't Validated after 30 Days. 2* Any mention of a CA on a report is bad. CA does not need your permission to pull your report. This is called tarnishing your report. 3*the 30-day validation letter is definitely directed to a CA. You must be looking at the wrong letter or reading the letter wrong. LB 59
