Married, filed individual bankruptcy (ch 7)- husband is disabled, receives disability pension,SS disability + money from a large settlement each month. He was working up until last year, when everything hit the fan. I got behind on bills so we let mine go and just paid things in his name (had to make a choice). Here's the problem - all $ accounts are joint, with my name first. What happens if the trustee asks for checking account statments and he sees thousands of dollars going into these accounts? My attorney says that since my husband has a mental disability and I am his representative payee for Social Security, my name is justified being on the accounts since he isn't allowed control over his own money. I'm terrified they're going to question me on this - I can't pay the money I owe, I'm being sued by 2 companies who won't settle (otherwise I wouldn't be doing ch 7). I have no income of my own, all income comes from my husband. I can't work since I take care of him. I just want to get this behind me so I can move forward. Has anyone had any experiences with this?