3rd party disclosure?

Discussion in 'Credit Talk' started by holis, Sep 10, 2003.

  1. holis

    holis Well-Known Member

    Ok - this may be a really "blond" question (why yes I am) but... does 3rd party disclosure relate to ANYONE other than debtor? ie spouse, partner, etc. Just trying to clarify this
  2. jlynn

    jlynn Well-Known Member

    Section 805(d) -- "consumer" definition. For section 805 purposes, the term "consumer" includes the "consumer's spouse, parent (if the consumer is a minor), guardian, executor, or administrator."

    1. Broad "consumer" definition. Because of the broad statutory definition of "consumer" for the purposes of this section, many of its protections extend to parties close to the consumer. For example, the debt collector may not call the consumer's spouse at a time or place known to be inconvenient to the spouse. Conversely, he may call the spouse (guardian, executor, etc.) at any time or place that would be in accord with the limitations of section 805(a).

  3. holis

    holis Well-Known Member

    Thank you

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