4th best CC issuer

Discussion in 'Credit Talk' started by Saar, Nov 7, 2001.

  1. Saar

    Saar Banned

    As most of your know, I currently have CC accounts with Amex, Citibank and Chase, whom I consider to be the top 3 CC issuers.

    In your opinion, who is the 4th best issuer? On my original list MBNA was ranked #4, but I recently had to downgrade their rating :)

    I'd appreciate any input.


    Thanks,
    Saar
     
  2. BigH

    BigH Guest

    Bank of America. Since they were the first, I guess
    they learned a lot (BankAmericard->Visa). Great
    CS and very prompt posting. Reasonable interest and bal transfers at Prime for the life of the transfer.


    H
     
  3. Geo

    Geo Well-Known Member

    Definitely Bank of America is on the top three issuers. I would decrease Amex to #4!.
     
  4. Cadillac408

    Cadillac408 Well-Known Member

    I guess I'm going to stick with MBNA as #4.

    Hey Saar.....where can the real statistics be located?
     
  5. daveberk

    daveberk Well-Known Member

    Saar, what's wrong with MBNA?
     
  6. Dani

    Dani Well-Known Member

    I would give Juniper 4th place. Good customer service and high credit limits. The only reason I would rate it in 4th place would be the non competitive interest rate.

    Dani
     
  7. Reshod

    Reshod Well-Known Member

    USAA
     
  8. Hope

    Hope Well-Known Member

    I suspects she found out about their "2-cycle billing"
     
  9. Cadillac408

    Cadillac408 Well-Known Member

    Just went over the terms on my Fidelity Platinum Plus MC and it doesn't say anything about 2-cyle billing????
     
  10. Hope

    Hope Well-Known Member

    Not on all accounts, but they DO tend to sneak that in! Glad you escaped it!
     
  11. miles

    miles Well-Known Member

    I would say Bank of America. Their customer service is very good. I called them recently and upgraded my gold card to the Platinum. My interest rate is 9.9% with free balance transfers @6.50 % for the life of the balance.
    The rep I spoke with sent me a letter confirming our discussion and thanking me for choosing Bank of America (with her own signature). Nice touch.
     
  12. Saar

    Saar Banned

    She? LOL


    Saar
     
  13. Nave

    Nave Well-Known Member

    Must be cause you post so eloquently :))

    -Peace, Dave
     
  14. Saar

    Saar Banned

    Yep, they're good alright, but you need to be "army-affiliated" to apply.


    Saar
     
  15. creditwork

    creditwork Well-Known Member

  16. Tony V.

    Tony V. Well-Known Member

    MBNA is #4 ......

    I currently have CC accounts with Amex (blue) , Citibank (plat select) and Chase (gold), whom I consider to be the top 3 CC issuers. I consider MBNA #4, by far.....I also have Providian Which I keep in the Sock drawer....Only need the age, first CC since Feb, 99'.....Before this I didn't exist to the CRA'S....


    Tony Verrengino
    San Diego, Ca
     
  17. Cyprigirl

    Cyprigirl Well-Known Member

    1. Citi
    2. Chase
    3. AMEX
    4. BOA


    Well I don't know much about MBNA yet but I hoping to find out soon. But I am really impressed with BOA soo far.

    I put Amex under Chase because of the struggles I had to go through with AMEX but with Chase, it went very smooth, one shot deal because I had never dealt with them before and they were good enough to give me the gold and I was informed they give credit increases every 4 months.


    Cypri:)
     

Share This Page