I have made great strides and "I can see clearly now, the pain is gone" EQ-598 up from 504 on 2/9 EX - 567 up from 543 on 2/26 TU- 489 up from 439 on 2/18 This all in one month so I am hoping that the last 2 deletions of Sears and RMA will boost me up over to 620 plus the fact I paid down ot 45% of Cc balances which has not been accounted for yet. the only thing holding me back is a judgement from 1997 which they are garnishing now. Anyone know if it is legal to serve 1400 miles away from the court house where suit was held?
Almost to 600 club - already there with experian, now 627-- YEAH! TU and EQ still stuck in middle to upper 500s, but hopefully will be pushed over the edge this month. Sent last round of disputes end of Feb. and hopefully will not be disputing anymore (on my report) after this month... will simply wait for all the negs to expire off of my report for the rest of the year - my credit will "rise again" in 2003 for sure!
Would love to read your complaint, Uniondiva. Email it to me if you want to share Also, are you filing in small claims, state or federal court? Best of luck to you! L
I'm solidly in the 500 Club with a nice little timeshare in the High-400 Club that I spend a few months in every year.
My scores have been fluctuating like crazy, and I started in February.... EQ: 518 (+16) EX: 553 (+16) TU: 450 (-62) My TU score dropped as a result of a recent 30 day late My dh thought I sent off the car pmnt, and I thought he did as well, until we got the bill with 2 months on it! I cried ): but can you believe it cost 62 POINTS on TU??????? 24 points on the other 2.... I'm sad
except for that damn TU report I am almost in the 700 club! I will wait until this last round of dispute is up and I am going to do a full court press on TU! with luck and effort I will be on the good side of 700 by this fall. I consider my self in the 500 club because of TU.....bastards!
How is everyone able to check there scores. as of 3/4/02 EQ 575 EX 588 TU 591 I just sent off some disputes to all three so hoping to move into the 600 club Alicia
How did you go about getting RMA deleted? Does everyone keep disputing until the accounts come off? What are some of the reasons everyone is using for the dispute? I'm still in the 500 club. Experian 559 Equifax 559 Transunion 542
Well gang, I am still here-its that %$#%$#* EQ! I have been working on it the longest...a creditor changed the rating on an account, but I am fighting it. This is the report that I have worked on the longest, and I am LOWER than when I started! TU up to 688 and EXP now 611, though!
filed my lawsuit in small claims court against experian and usa funds for violations of the fcra. I have been working a lot of hours and not able to post as much lately.... i will post my lawsuit and complaint as soon as i get a chance. My tu score is up again to 567 my exp score is down again to 587 i don't know eq and won't pay until the end of april. I expect that my scores will rise because the damn student loans will be off with the lawsuit and i just disputed the repo that is listed on tu (very nervous about it)
