What cards do you currently have - or have you been able to get w/your 500 status? I only have a Cap1 partially secured - $200 limit, had to secure with $99. $39 annual fee
Cap 1 came first. Unsecured but that was in 2000 before we were in a recession. Providian also but again that was in 2000. Recently recieved a Cap 1 kmart offer. first in a long time..
I don't have any cards of my own. I have been added to my husbands accounts. I am afraid to apply for anything on my own!
Lets see... I got Orchard Bank 5/00 & 12/00 Providian gold 3/01 $3000CL (unsecured) Capital One 4/01 $500CL (unsecured) Just approved for Target $200CL (615 EQX) I also applied for K-mart this morning -they first pulled TU (541 on TU online report which never changes no matter what, lol) then this afternoon they pulled EX (594 CE before they pulled 583 after OUCH!) We'll see if approved or not.....
In March 2001, The Bon Ton store card. www.bonton.com In April 2001, 1st Premier, secured In October 2001, FCNB Secured In October 2001, Cap One Secured Total Secured Credit lines....$625 Total Unsecured Credit.........$300. Other than that....Nothing. Not bad for a 580 score.
All unsecured: First Premier: 850 CL FNCC: 350 CL Capital One: 500 CL Providian: 2000 CL Finally got that "late pay notation" on a transferred account off my EXP (YES!), so I am just a hair away from the 600 club on all 3 reports!
8/00 Providian 500 unsecured NOW $1750 8/01 Getsmart $500 unsecured 9/01 Household $300 unsecured 11/01 Gateway $1700 us I think the main reason why my score is so low cause of all the inquiries and I have high balances. Kellie
My cards: Credit Union 7500.00 Target 300.00 New Kmart 200.00 New Citi AA traded To Platinum Select 8000.00 DMB 1400.00 Commerce Bank 2500.00 Lerner 700.00 Spiegel 1400.00 Ultra 3000.00 --- I closed 0 balance Zales 2500.00 Choice 6000.00 (a citibank card) Tried for Discover & Cap One --they will get back to me
well i am a 553 gosh i dont feel so bad thats what credit expert told me anyway mt situations is oreety much llike evryone elses but feels good that i am not alone
Post Bk 7/2001 Score 591 equifax 10/2001 Providian Limit $1k, unsecured. 9/2001 Orchard Limit $300, unsecured. I have Texaco (since 1989) and I'm so glad they're finally reporting. That's a great aged tradeline for me. Purchase limit 1K and cash line limit 1K also. I have Mervyns that has survived the Bk so far. Used recently for a gift card. No problem. $900 limit. Turned down for JcPenney, Speigal and Target Guest card. I'm not applying for anything else for a long time. I hate being denied!!!
i have providian $700.00 secured $ Cap one $200.00 secured (this month) Also 1st National Bank $300.00 secured that's it.
FCNB $200 limit open furniture account $3000 CL that's it, won't apply for ANYTHING for at least a year
If the 700 club is for Credit "Angels". Is this where I can get a little GIN AND JUICE?? "Get it 700 club!!!" Couldn't help myself. Had to do a Freaky 69th post. (LOL)
Sometimes it feels as if I can't even get the gin and juice. Perhaps there is Thunderbird, Wild Irish Rose, or MD 20/20 here!!! LOL!!!
Greetings (previous 500 club member here) I had: ACE Visa 600 cl Orchard 500 cl FCNB 850 cl Spiegel 3750 started out with a 250 cl Fedelity Savings Bank MC 350 bought out by Household. Providian gold visa 750 cl I had all of these accounts when I was in the 500's Experian. Now I have Chase 6K cl-Trans Union 725 1st prime cc Eddie bauer gold mc 2500 cl-Trans Union 725 Bachrach 1k cl-Equifax 660 Beacon Best Buy 2K cl-Trans Union 650-pre law suit
Lesse...starting in Jan 01 with unknown credit score, but it was sure as heck below 600 (9 collections, 2 consolidated student loans of around $30k, many lates 120+ on said loans) 1st Primier 01/01 $400 limit ($300 secured) Cap 1 $500 07/01 unsecured GetSmart $650 06/01 unsecured Orchard bank $300 unsecured 08/01 Computer loan thru Credit union 08/01 $1800 secured Denied for CitiAA, Target Guest, Spiegel, Amoco.... Deb @ Mich St
A cheap date! I like it! Personally I like the cheap wine "Wild Vines" Nothing beats a big bottle of wine for $5.99
