My credit score was 548 from eloan. Damn I didn't know it was THAT low. If I do everything they said I can raise it to 572. 15 inquires in 6 months that is also killing it. Well I know I am not applying for anything til years year at least.
Hmmm..Im in the same boat as you. Got my FICO from Beacon and its says 566. Oh well, going to let junum handle things for a year so and hopefully it will go up.