I got my car on April 30th, 2001 and because the account is so new it is hurting my score. I know this because it was a reason why I was denied for a card. On my Experian report (I say Experian only because this is the one I am currently looking at), it says opened 4/2001 and reported since 5/2001. Should I count six months from April or May. I am waiting to apply for anything until them.
From the date you got the loan...April. So if you got it on April 15th, The date would be October 15th that you would hit the 6 month mark. But it all depends on what date the CRA's are reporting ... bad data in = bad score out. If the CRA reports your loan started June 15th then the date would be December 15th. If you are applying for something you should check to see how the car loan is being reported. -Peace, Dave
