/ Register

6 Pulls from Orchard Bank?

Discussion in 'Credit Talk' started by credit6949, Aug 4, 2004.

  1. credit6949

    credit6949 Well-Known Member

    On my Experian report I have 6 pulls (4 in 2002 and 2 in 2003) by Orchard Bank. They appear to be PRMs.

    Why would that happen so many times within such a short period? Do I have any recourse?
     
  2. ontrack

    ontrack Well-Known Member

    You can opt out.

    PRMs are not complete credit reports. Did you receive offers shortly after each?
     
  3. jam237

    jam237 Well-Known Member

    On Experian, PRMs are grouped together with other soft inquiries...

    Yes, you can have a number of PRMs from the same company, it depends on how many times the puller sends a request which matches your file, so if the company requests six different database queries at the same time, theoretically you could match all of those queries, and be given to the same company six times, at the same time. The company will probably match out the duplicate names, before they actually mail the offer, so it is possible that even for six PRMs you would only receive one offer from the company.
     
  4. credit6949

    credit6949 Well-Known Member

    Thanks for the explanation. I do recall receiving 2 offers on separate occasions but tossed them out.
     
  5. mjtsd

    mjtsd Member

    How do you opt out from something like this? I looked at my credit report today and saw the same thing.
     

Share This Page