Should I pay a $60.00 utility charge off from two and a half years ago, or should I just leave it alone? It's been verified by the CA as being mine, and it's causing me to lose points on FICO for having a "recent" past due balance. What would be the best way to handle this one??? Thanks for your help.
Yes, it is mine. I moved two years ago thinking I had a deposit with the gas company. Figured they'd apply my deposit to the last month's bill. However, I must not have had a deposit with them (though I sure thought I did), because they billed me the last month's bill...but I had already moved and didn't get it. I just discovered this past due account a few months ago. It is the only one that is really giving me any problems.
Ask them if they will DELETE the account from the CRA'S for PAYMENT IN FULL...they MUST agree in writing.
