625 FICO - Best credit card available

Discussion in 'Credit Talk' started by qwerty-7, Sep 4, 2006.

  1. qwerty-7

    qwerty-7 New Member

    My FICO is currently 625, up from 515 this time last year. What kind of credit cards do I actually qualify for? Just subprime or secured? Low limits? Charge cards? I am interested in continuing my charge upwards.

    Thanks in advance.
     
  2. cathyG

    cathyG New Member

    first of all, great job on raising your credit score in just a year!

    with a score of 625, you'd likely qualify for subprime and secured cards. do u have a orchard bank or premier card? fees are high, but it's worth it to increase your score to the point where u only pay fees if u choose to (like for rewards cards). also, some prepaid cards report monthly to credit bureaus, so that might be a good alternative for you to look into.
     
  3. owe2much

    owe2much New Member

    Orchard has a variable rate
    Premier has a fixed 9.9% rate

    I would go with the Premier card
     
  4. lisa

    lisa Administrator

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