Some excerpts: "'Keep track of it in a phone log, in a daybook or a diary,' says Denise Richardson, a consumer advocate who fields hundreds of e-mail from victims of inaccurate credit reporting and has lobbied members of Congress." "Hire a credit repair company. 'You can do it yourself, yes, but you can also do your own plumbing, too,' Fisher says." "Each time you write to the bureau, send copies to twice the number of people who you sent copies to before." "'They want evidence, hard evidence, of wrongdoing by the credit reporting agencies,' Fisher says." http://www.bankrate.com/brm/news/cc/20010906a.asp Please post your comments about the information in the article.
Well, that's a pretty good article, Greg, but there is one point that I don't think you make as clear as you might have. Could you please expound on it a bit for us. Other than the concept of asking for the UDF file, there isn't anything there in the article that hasn't been discussed at great length here on the forum. Be that as it may, it is a pretty concise summary report of what has been posted here on the board time and time again. That's very useful, especially to the newcomer to the forum, so it's quite valuable and I think that you and Denise did a good job of summarizing the stuff that's here on the forum but scattered all over hell's half acre and would take a newbie a long time to put together the way you two did. Nice piece of work.
Greg, I think that's a pretty good article. The nitty gritty how-to, not the standard beaurocratic statements. I'm so glad you and Denise are getting the exposure - perhaps this consumer movement will grow even faster as word gets out that it can be done. AS the CRA's grab more and more power for themselves, they make themselves more and more of a target. People may overlook some things, but when they can't get an apartment, auto insurance, or a job, because of their inaccurate credit report, they are going to start fighting back, and this movement will grow exponentially.
This is a nice article. Maybe it could go in the library here. It's a good refresher for those who have been at the credit repair process for a while and folks who are just starting out should definitely read it. Donna
Thank you, Bill. You should drop a line to the writer-- and give him a chance to pick your brain. The notion is copying your message to twice the number of people at the CRA in each iteration-- redoubling (literally) your efforts. So, make your initial request for the change, then, if the CRA doesn't take the appropriate action, write to two more people in the organization-- then four, then eight, etc. High drama.
Now I understand. That's the kinds of things credit repair experts do. I'm not into credit repair, so I'll leave those kinds of tactics to the credit repair experts. Ok. If you say so. I'll take your word for it on that. Thanks for clearing up my little misunderstanding, Greg.
