7 year question

Discussion in 'Credit Talk' started by gatorlove, Sep 6, 2003.

  1. gatorlove

    gatorlove Member

    from what date does the 7 year begin.
    date opened:
    report since:
    date of status:
    last reported:

    thank you
  2. jlynn

    jlynn Well-Known Member

    Date of last activity.
  3. lbrown59

    lbrown59 Well-Known Member

  4. gatorlove

    gatorlove Member

    then how do i know in experian (credit expert)
  5. jlynn

    jlynn Well-Known Member

    There is usually something in the remarks section of each negative tradeline that says "scheduled to remain until xx/20xx. Count back 7 years to see if it coincides with your records.
  6. gatorlove

    gatorlove Member

    mine used to say that, but not anymore. also in myfico for experian under last payment date some say not on record. what does this mean?
  7. gatorlove

    gatorlove Member

    anyone else
  8. SoParkDiva

    SoParkDiva Well-Known Member

    Re: Re: 7 year question

    If your report doesn't say when the DOLA was then it would behoove you to call or write the CRA's and ask them for that information. Even though I never paid my debts, once I found out about the 7 year limit I guesstimated when the last activity was on each account. Then when the 7 years were up I called each CRA and asked for deletion as 'not mine'.

Share This Page