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7 yr limit 4 TU

Discussion in 'Credit Talk' started by Butch, Jun 20, 2002.

  1. Jun 20, 2002 #1
    Butch

    Butch Well-Known Member

    Hi Gang,

    How the heck is one supposed to be able to calculate the 7 year period on the TU reports.

    I had to call TU to get the DLA on an account. I asked her why they don't report the DLA or some date from which the 7 years can be calculated. She replied because we're not required to give that out.

    LOL
     
  3. Jun 20, 2002 #2
    QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Was she able to give it to you?
     
  4. Jun 20, 2002 #3
    Butch

    Butch Well-Known Member

    Yeah, why?

    Is that not normal?
     
  5. Jun 20, 2002 #4
    sassyinaz

    sassyinaz Well-Known Member

    Butch,

    Collections, Charge-offs, anything similar are supposed to be calculated, for the 7 year count, from the month/year immediately prior to the commencement of delinquency.

    Calling it anything else, isn't acceptable.

    Sassy
     
  6. Jun 20, 2002 #5
    Butch

    Butch Well-Known Member

    I know Sassy,

    But that date is not reported on my TU, and I didn't get a score either.

    I had to call them to find out when something was goin to fall off.
     
  7. Jun 20, 2002 #6
    sassyinaz

    sassyinaz Well-Known Member

    Nodding Butch,

    It's a problem all the way around, and none of them report it!

    Sassy
     
  8. Jun 21, 2002 #7
    lbrown59

    lbrown59 Well-Known Member

    It wouldn't be if the clock started with the date the account was opened for all accounts.
     

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