744 & Can NOT get a CARD to save

Discussion in 'Credit Talk' started by MartysGirl, May 28, 2002.

  1. MartysGirl

    MartysGirl Well-Known Member

    My life!!!

    I have two accounts form 95 (Dillards & Mccbg)
    One Mastercard 2 years old (1K)
    Two student loans

    Ohhh.. and I have NO neg. tradelines!!

    Can someone tell me WTF???

    I was denied by B of A and Citibank! They all say that I don't have enough credit! I just refuse to get a secured card!!!!!

    Any suggestions????
     
  2. javan

    javan Well-Known Member

  3. breeze

    breeze Well-Known Member

    Have you tried to get a line increase on your existing MC??

    Why the scores on TU and EXP - what's keeping them down?
     
  4. solzy

    solzy Well-Known Member

    Well the obvious q is why your EXP is only 598? What's on/not on your CE?

    And what was pulled by BofA and Citi?
     
  5. sam

    sam Well-Known Member

    try 5starbank they gave me a 7500 limit with crazy inquiries and much in dispute.


    They will call your work though.
     
  6. MartysGirl

    MartysGirl Well-Known Member

    Breeze... The mastercard is w/FCNB. So... that's a NO go!

    My scores are lower on my TU b/c one of my cards aren't showing up. On experian.. they keep puting that my student loans as being 120 days late. Which isn't correct but it's like pulling teeth to get it straight. They correct it... then a few months later its back on there!!!

    Also.. Citi pulled Equifax and B of A pulled Tu.
     
  7. solzy

    solzy Well-Known Member

    I'd call and ask for reconsideration. CITI for sure.
     
  8. solzy

    solzy Well-Known Member

    Also, if you have a prior EXP deletion and they put it back I wouldn't screw around.... just get a bank to pull your bad EXP and go to straight to court....this is an easy couple of grand.
     
  9. MartysGirl

    MartysGirl Well-Known Member

    I haven't talked to Citi but I have contacted BofA. I'm still waiting on the results.
     
  10. Geo

    Geo Well-Known Member

    Try Target!
     
  11. cem406911

    cem406911 Active Member

    Re: 5 star bank


    For anyone..... If any of you have received this card...what were your scores?

    Thanks in advance!

    ch

    eq: 654
    tu: 618
     
  12. sam

    sam Well-Known Member

    665- denied

    Then i did a little dispute magic... and..

    705 - received $7500 limit
     
  13. MartysGirl

    MartysGirl Well-Known Member

    Who did they pull?
     
  14. sam

    sam Well-Known Member

    equifax
     

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