754 Fico, Denied BofA. Clear as mud

Discussion in 'Credit Talk' started by Superman93, Aug 22, 2003.

  1. Superman93

    Superman93 Well-Known Member

    Applied for BofA last night. This is the response I got. Is it just me or is there not actually a reason in there????


    Thank you for your application for a Bank of America Visa Platinum credit card account. We regret we're unable to approve your request at this time. The reason for our decision is:

    In reaching our decision, we relied on information contained in the consumer credit file from the consumer credit reporting agency: TRANS UNION, 2 BALDWIN PLACE, P.O. BOX 1000 CHESTER, PA 19022, (800) 888-4213. The consumer credit reporting agency did not make the credit decision and is unable to provide you with the specific reasons for our decision.
     
  2. GEORGE

    GEORGE Well-Known Member

    NO ANSWER THERE!!!

    1-800-732-9154
     
  3. Superman93

    Superman93 Well-Known Member

    BofA doesn't happen to be like Amex and require 2 years history on 2 other cards do they?
     
  4. GEORGE

    GEORGE Well-Known Member

    Re: Re: 754 Fico, Denied BofA. Clear as mud

    MAYBE...

    I don't know
     
  5. Slee

    Slee Well-Known Member

    Re: Re: 754 Fico, Denied BofA. Clear as mud

    This is a great case PFB. I pfb'ed bofa and received a platinum card.
     
  6. Slee

    Slee Well-Known Member

    Re: Re: 754 Fico, Denied BofA. Clear as mud

    Oops, I meant this is a great case FOR a PFB.
     

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