8 months later, visa+new car

3 judgments,repo, misc crap on my report.

i have 1 judgment im getiing garnished for right now
but its now reported on my credit.

8 months ago i got a secured m.c. from household
for 250$, 100$ deposit.

since then i recieved 2500$ visa from bank of america and im getting simular offers speratically.

yersterday i bought a 97 ford expedition with no money down at 11.9 interst. i was quoted 10.9 but
i guess i got screwed at the end. but i was quoted at 8% if i would of bought a 99 and up.

anyways to wanted to share my experiences and take a break from credit rebuilding for awhile.
good luck to everybody who still isnt where they want to be yet.