I would like to apply for a credit card that pulls Equifax only.. (my best - FICO = 721) Recently applied to Citi (dividend) which pulled Experian and was denied. TU is my worst. I live in Dallas Texas..
Its seems that if you live in TX that they are pulling EXP more times than not. I think that the GM card pulls EQ only. Good Luck, Lucas
Thanks for your reply.. And indeed I did read the 4th post a few months ago. What I wanted was some feedback from current applications as I think the data on the 4th post may be outdated. I applied for the GM card and Citi, where both were listed to pull from EFX on the post you referenced. My experience on both counts was that these two companies pulled Exp. So thanks for the reply, but really wanted to exchange thoughts rather than a redirect..
as far as i know - Atlantic Coast Federal pull Equifax exclusively. However - be aware - they pull 2 hard inqs on Equifax - one day after the other - dunno why. On the good side - I believe that they give instant approval via their site - or at least they used to... check em out at: www.acfederal.net
The data linked thru the 4th post is only as good as we make it. It relies on all of us to share our experiences. When you get a chance, you should link to it, and post your results. It will certainly help me as I'm in TX too
Re: Re: A CC that pull EFX only? Absolutely... I Agree! I will post my results. I hope that my experiences help someone as reading this site has been very helpful to me! Perhaps the author of the database would consider expanding the database to include the date of the posting of any data. Thus giving the reader a sense as to how recent a certain inquiry occurred.
