My husband and I have been in a Chapter 13 for three years now it is NOT discharged.. Our credit is probably the worst out there! HONEST! We have a lot of equity in our home.. Is it possible to refinace while in a chapter 13 and get an early discharge? Could we also do an equity line of credit? We have a first and second mortgage and would ideally love to combine the two but I am doubtful regarding refinance at this point due to our situation however I was told getting a line of credit with the equity in your home osnt difficult.. I know its not the best thing but we need to combine the mortgages to make things less expensive or somehow get some extra type of cash flow right now.. Any suggestions? Thanks Kriss
