I have some old tradelines that are showing up on my reports. They are from 1999,2000,2001 they are good tradelines all showing paid and closed accounts. should I leave them on the reports, or try and have them removed due to length of time?? Secondly, I have a judgment from 2003 from Capone for about $9000. They are not trying to collect it, so i am going to just leave it be for now, but my question is...does anyone know how many points that might be costing me to keep it on my report?? thanks mburris
I agree. It can only help. As far as the judgment, it might not be hurting your scores too much because it's old. But the reporting period expiration doesn't make a judgment go away, although it may remove it from your report. In many states, a judgment can remain for up to 20 years, and in some states can be renewed. You're going to have to deal with this at some point.
