Hi! Can anyone tell me what these stand for in front of an inquire on reports. REA, EU, ID - Are they hard or soft inqs? Also can anyone tell me what or who CBA-Safescan is? Thanks, Momof5
Mom of 5, EU is a soft inquiry for real estate purchases or a preapproval for land/mortgage. It is a soft inquiry and does not affect your score. An ID is a CRA notation. The CRA pulled your report for a dispute, or for an identification purpose - address, SSN, etc. It is a soft inquiry and does not affect your score. I have no idea what REA is. Dani
It was listed as REA on my Equifax report. Thank you Dani for filling me in. Nothing about Electric company on report, thanks the same.
I have no idea what "REA" stand for but after looking over my own report it looks like "REA" is probably a soft inquiry. All the hard inquiries are the names of real companies spelled out.
The only thing I could come up with was RURAL ELECTRIC ASSOCIATION... My ELECTRIC COMPANY I'm part owner of...
GEORGE, REA's are a pretty good deal. I know someone that gets a $2000 check every year. They've been with em for a long time but still. Charlie