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A few ???

Discussion in 'Credit Talk' started by momof5, May 16, 2002.

  1. May 16, 2002 #1
    momof5

    momof5 Member

    Hi! Can anyone tell me what these stand for in front of an inquire on reports.
    REA, EU, ID - Are they hard or soft inqs?

    Also can anyone tell me what or who CBA-Safescan is?

    Thanks,
    Momof5
     
  3. May 16, 2002 #2
    Dani

    Dani Well-Known Member

    Mom of 5,

    EU is a soft inquiry for real estate purchases or a preapproval for land/mortgage. It is a soft inquiry and does not affect your score.

    An ID is a CRA notation. The CRA pulled your report for a dispute, or for an identification purpose - address, SSN, etc. It is a soft inquiry and does not affect your score.

    I have no idea what REA is.

    Dani
     
  4. May 16, 2002 #3
    GEORGE

    GEORGE Well-Known Member

    I have no idea what REA is.
    RURAL ELECTRIC ASSOCIATION...
     
  5. May 16, 2002 #4
    erik776

    erik776 Well-Known Member

    Which credit report are you looking at?
     
  6. May 16, 2002 #5
    momof5

    momof5 Member

    It was listed as REA on my Equifax report.


    Thank you Dani for filling me in.

    Nothing about Electric company on report, thanks the same.
     
  7. May 16, 2002 #6
    erik776

    erik776 Well-Known Member

    I have no idea what "REA" stand for but after looking over my own report it looks like "REA" is probably a soft inquiry. All the hard inquiries are the names of real companies spelled out.
     
  8. May 16, 2002 #7
    GEORGE

    GEORGE Well-Known Member

    The only thing I could come up with was RURAL ELECTRIC ASSOCIATION...

    :)

    My ELECTRIC COMPANY I'm part owner of...
     
  9. May 16, 2002 #8
    charlieslex

    charlieslex Well-Known Member

    GEORGE, REA's are a pretty good deal. I know someone that gets a $2000 check every year. They've been with em for a long time but still. Charlie
     

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