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Discussion in 'Credit Talk' started by nasus, Nov 7, 2001.
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Yeah, you got caught in a trap that is little more than a scam. Contact your state's attorney general about this ACCC. Many of these companies are being prosecuted for their activities. A lot of them just take your money, skim some off, and send some to the card company.
How recent is all this negative activity? Within the past year? Are all the accounts closed? Did you file ch 7 or 13?
[edited by PBM: removed url tags that wrapped entire body of message]
The obvious answer here is to get even with them.
Here is how to do it
Simply demand validation of each and every account with each and every supposed creditor or collection agency. Be sure that none of the numbers that they report were ever included in the bankruptcy.
Then when the 30 days is up after your validation demand send them an estoppel letter. Wait 15 days and turn the whole mess over to a good attorney who specializes in consumer credit issues.
Explain to the attorney what has happened and sit back and watch the fur fly and the bucks roll in.
You will be glad you did that, I am sure. You probably will never have to work another day in your life