I think a little hunor is good, when it comes to the seriousness of credit repair. Here was my humor for the day. Capital One sent me a preapproved auto loan for up to 25K. They are currnetly seeking a judgment against me! Gee, think I should jump at this???? Ha, Ha!
be sure to fill out your current place of work on that auto loan application so they know where to garnish your wages..
maybe inside it is a phrase about lumping in any outstanding loans into one... car loan. then it'd be secured. you'd likely have to have 20% equity then they could come take your car... and the equity could go to the outstanding credit card balance. could be a very sophisticated technique, actually.
So do I. Friday afternoon I received an automated call, undoubtedly from a collection agency. I was a bit bored so I decided to stay on the line and see who it was. This was the oddest one I have ever received. Me: Hello Ca: (automated voice) Please hold for an important personal business call for my name. 20 seconds of music. Ca: Please hold an operator will be with you shortly. 20 seconds of music. Ca: Your call is important to us, please hold. 20 seconds of music. Ca: We are sorry, all our operators are busy at this time and we do not wish to keep you on hold any longer. They never identified themselves and I have no idea who they were. With efficiency like this it should be no surprise that the caâ??s screw up so much.
