Today my BK 13 fell off my last report - EQ. An account that was "Included in BK" changed to N/A with a positive report history. This has been a long awaited two year event. When I began my journey two years ago, my DW and I had 40 negatives between us (collections, judgements, repos, lates, BK). Now we are zero across the board and have all the major credit cards: Citi, BankOne, BofA, AMEX, Fleet; just purchased a single family home. It took persistent to fix this mess. I now cherish my credit and monitor my credit reports just like my checking account. If it wasn't for good credit I would not have my home and job. When it comes down to employment the world is changing. Anyway, enough rambling. To all creditnetters, it can be done. Don't give up!!!
Oh yeah, I forgot -- 7 years. Well congrats. This is a major accomplishment. I'm sure your FICO made a big rise accordingly.
