(TU report excerpt) Heres a TU paid collection thats listed as "open"... is this a disputable offense or not?? thanks..
Actually, it is a FDCPA violation insofar as it's misleading, deceptive, and an unfair mischaracterization of the status of the debt. Dispute it by account type through the CRA's and see what happens. If they verify, you have a FDCPA claim and a FCRA claim if you've sustained damages.
It's really a problem with TU. In discovery, I've learned that TU forces debt purchasers to report it in this fashion.
