I just paid my Providian card down to $0 balance (had the card 1 year). I called to cancel the card, and the retention rep offered me this: 1. Abolish annual fee forever! 2. Lower apr from 24% to 16%! 3. Generous credit line increase(without a fee)! 4. Upgrade to gold status! I took all 4 with a big smile on my face :0) That's a 4 bagger! Chet
You are doing great guy!! Hey did you ever decide to apply for a Nordstrom card? As I recall, I believe you were at least considering it.
Re: GREAT CHET Congrats. Way to go! I'm pretty surprised they offered so much to you in one call. Maybe they are starting to realize when they have a good customer? Well, I will be sure of that when they respond to my letter on better account terms.