Thanks to all of you guys. I stumbled upon this board by accident about a year ago and because of all the information out here I have been able to go from horrible credit to fair credit. Still a ways to go but now that I have this knowledge source I am confident that I will continue to improve. I went form being laughed at when I applied for a car loan to a 2001 ford explorer from a real dealership. My biggest accomplishment was getting any reference what so ever to a home forclosure wiped completly wiped from all of the big three. Thanks to you all. May God bless each an everyone of you.
