Looks like Citi is finally getting smart, trying out a no fee aal card called "Bronze." We'll see if they actually roll it out to the general public. No pre-set limit, 25000 mile cap, 1 point for every $2.00 spent. No free annual account summary, but a little bonus mileage for sign-up...sounds interesting.
I think the UNITED AIRLINES VISA (STUDENT) card is that same thing...ONLY 1/2 mile per dollar...but I guess it is FREE...